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Mortgage lending is down, so if you’re in the market for a home loan, how can you be sure of finding the best deal? The British Bankers’ Association (BBA) revealed this week that the total amount lent by UK banks during January was a staggering 26% down on the previous month. Experts blame a combination of the end of the stamp duty holiday and adverse weather conditions for hitting the housing market. However, another issue is that mortgages are still pretty difficult to come by... [More]

Homeowners who bought at the peak of the market may face four more years of negative equity, a housing group has warned. The National Housing Federation (NHF) said the average buyer paid £216,800 for a home in 2007. They may now have to wait until 2014 before prices recover enough to make their homes worth more than they paid. Continue reading the main storyYour Home A new lease of life?Higher taxes for holiday homesHouseboat living – a life less ordinaryRiding the interest rate ... [More]